Wally Mackey has been a retirement planner for over 20 years.  He has helped thousands of retirees create a dependable lifetime retirement income.  No one has ever lost any money or filed a complaint.  When he transitioned from an airline pilot to financial planner, he became a student of Economist Harry S. Dent and learned the shortcomings of using stocks, mutual funds, and variable annuities for retirement income planning.  Using securities means the account value will vary from day to day, and you cannot calculate how much money to withdraw to supplement your social security check.

There is a simple rule to follow.  If you earn 3% on your money for the rest of your life, you can withdraw 5% of the account value annually, and the money will not run out for 30 years.  When you use Wally Mackey’s recommended financial strategies, you can expect to earn as average annual interest between 6 and 8%.  So, if you earn 6% annually and withdraw 5% of the account value, you can adjust the amount of the withdrawals to offset inflation and maintain the original account value for your surviving spouse’s retirement plan.  Better yet, Wally has an enriched retirement plan where the withdrawals can be replaced using an enhanced death benefit.

The new enriched retirement plan can be illustrated using the company’s software.  For example, let’s say the husband is 60-yers old.  Opens the account with $300,000 and starts taking 5% withdrawals at age 66.  The following table lists the account values in selected years.  It shows the withdrawals increased to offset inflation.  At the end of the 10th year after withdrawing roughly $200,000, the account value increased from $300,000 to $505,953.  Now, look at the enhanced death benefit column.  At the end of the 10th year, the surviving spouse would receive $657,739.    

Year-EndWithdrawalIllustrated Account ValueEnhanced Death Benefit
20328,138328,138
621,944541,726704,244
1023,378505,953657,739
2030,508660,267858,348
3039,813861,6471,120,141

   
Financial planners (advisers licensed offer securities) cannot offer such projections because their products are not guaranteed safe.  No one knows for sure the amount of money investors will have from year to year.  If you lost money in the last 2008-2009 stock market crash, you need to remember the pain and fear you felt!  Now, Economist Harry Dent’s research indicates the next crash will drop the Dow by 83%.  Needless to say, you are in your 60s, you won’t have enough time to recover this next stock market crash.  It’s time to take action – before the next stock market crash!

Click the Free Information Button to request Wally Mackey and Tamara Christians’ free planning kit.  Then, when you are ready to work with us, call 888=777-8685 for an appointment to meet in the privacy of your own home.